Issue with Payments

Incident Report for Tink

Postmortem

Introduction 

On 5 March, between 10:31 CET and 10:59 CET, Tink experienced a technical issue that impacted the Payment Initiation service across multiple markets. The issue was detected immediately, and mitigation actions were taken promptly to limit the impact. During the incident window, some end users experienced difficulties when initiating payments. 

Root Cause Analysis 

Following a thorough investigation, it was determined that a recently introduced change contained a defect that caused unexpected request failures within the Payment Initiation service. This resulted in a temporary disruption to payment initiation flows in the affected markets. 

Remediation 

As soon as the issue was identified, the affected deployment was immediately rolled back. This action mitigated the impact and restored normal service functionality. 

Follow-up actions 

To reduce the risk of similar incidents in the future, Tink is taking the following actions: 

  1. Extend test coverage for payment initiation scenarios
    Further strengthen the pre-deployment validation for payment flows by expanding our end-to-end test coverage for payment flows.
Posted Mar 10, 2026 - 12:35 CET

Resolved

This issue has been resolved. We apologize for the inconvenience.
Posted Mar 05, 2026 - 11:19 CET

Investigating

We are currently investigating an issue with Payment initiations across multiple markets.
Posted Mar 05, 2026 - 10:48 CET
This incident affected: Payments.